Retirement Planning Guide – 1: Retiremenet Savings

It’s entirely possible that your retirement assets may need to last 25 years or longer. Calculate the amount you’ll need in order to cover your living expenses during your retirement years. Include such factors as:

Expected retirement age

Monthly expenses (necessities vs. luxuries)

Total savings from all sources

Projected income

Lifestyle and travel plans

Because the cost of living rises slightly most years, you should ensure that you have enough savings to cover any cost of living increase each year. You may also want to meet with a financial planner who can consider all the variables and help you make the right moves to meet your retirement income needs.

The information contained on this website is intended to summarize at a high level some of the provisions under the Trinity Industries, Inc. 401(k) Plan (the “Plan”). It is not intended to provide a full description of the Plan. In the event of a conflict between the official Plan document and this website, the official Plan document is controlling.

Plan administrative services provided by Voya Institutional Plan Services, LLC (VIPS), a member of the Voya^® family of companies.